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About Us

The Universal Health Card is a discount medical plan that was founded by a group of highly respected professionals. These professionals united because they shared a common vision; to provide an affordable healthcare option for everyone.

Universal's discount medical plan provides access to hundreds of thousands participating healthcare professionals across the country. Members can easily access our nationwide healthcare network where they'll receive significant discounts on a broad range of healthcare services that include: hospitals, doctors, dentists, chiropractors, vision, hearing care, diabetic supplies and pharmacies.

The Universal Health Card reduces the financial barriers in most areas within the healthcare system. This enables our members to get the most out of their healthcare spending and while accessing the health solutions they need and deserve.

Your Team is Ready
Your Team is Ready™

 
 
This plan is not insurance. This is not a Medicare prescription drug plan.*
This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 1-800-803-9202 or (512)463-6599 website: www.license.state.tx.us/complaints. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. *Medicare statement applies to MD residents when pharmacy discounts are part of program. This program is not available in Montana and Vermont.